Distressed Properties in Estes Park

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Are you looking for Foreclosed properties, Bank owned, REO, Short Sales, Pre-foreclosure and Fixer-uppers in Estes Park, Colorado? See below the sign up form for a description of each of these types of properties.

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Distressed Property Request Form

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Properties that are in this classification have been served notice of foreclosure to be foreclosed on a certain date. Properties that are in pre-foreclosure are not necessarily for sale. There is a several month window to “cure” the loan by refinancing, becoming current on their payments, or by some other method. In Estes Park, homes and condos that show up as a pre-foreclosure with the county have a low probability of being for sale to the public. The distressed list will provide a list of homes that are available.

Short Sale

A short sale occurs when more money is loaned against the property than a buyer is willing to pay. Property owners may or may not be in pre-foreclosure when offering their property for sale as a short sale. Estes Park has very few homes that are being offered as short sales because of our stable property values. Short sales happen when someone buys a property and then is forced to re-sell it quickly. Refinancing a property for more than a property is worth can also cause a short sale if that property needs to be sold.

Foreclosures, Bank Owned Homes, and REO Properties

Foreclosures, Bank Owned Home, and REO (Real Estate Owned) Properties are synonymous terms for a property that has passed through the extensive foreclosure process and is now owned by the bank. Banks are not in the business of owning property and prefer to get these properties off their balance sheets. Therefore, these properties are offered at extremely attractive prices to sell them quickly.

Fixer Uppers

It is possible to have a property that is run down or in need of repairs without being in any of the above categories. Since there is less urgency to sell these types of properties, they sit on the market longer than normal. However, these properties have fewer hoops and hurdles to jump through in the process of a sale.